The best Mint alternatives are Monarch Money if you want the same automatic tracking from your bank accounts, Copilot Money if you're on Apple devices and want the most polished app, and Rocket Money if you want a free version focused on subscriptions. If you're ready to plan every dollar yourself, YNAB asks more of you but gives you more control.
What happened to Mint
Intuit shut down the Mint app in 2024 and pointed its users to Credit Karma, another Intuit product. Credit Karma is built around your credit, not a monthly budget, so plenty of people still look for an app that works the way Mint did.
What most people miss about Mint is simple: you linked your bank once, and the app did the rest. It pulled in every purchase, sorted it into a category and told you where your money went. You didn't have to plan anything if you didn't want to.
That's the lens for this list. Every app below can connect to your bank, but they ask very different things of you once it does:
- Hands-off. You connect your accounts and look at what the app tells you, much like Mint.
- In between. The app sorts spending for you, then nudges you to set limits or cut costs.
- Hands-on. The app expects you to plan every dollar yourself. More work, more control.
What to look for in a Mint replacement app
Before you pick, check three things.
How it gets your transactions. Mint was built on bank connections. Most of these apps are too, and a couple also let you type purchases in by hand if you'd rather not link a bank.
What it costs. Mint was free and paid for with ads and offers. Almost every app here is a paid subscription with a free trial instead, and most of them show no ads. We note which ones have a free version. Check each app page for today's price, which we show next to each app card.
Who else needs to see it. If you budget with a partner, that narrows the list quickly. Some of these apps are built for sharing, others are for one person only.
Monarch Money: the closest thing to Mint
Monarch Money · $99.99/yrView app ›
Monarch Money is the pick if you want Mint back, only tidier. You connect your bank, card and investment accounts, and it sorts your spending automatically. One dashboard shows your budget, net worth, upcoming bills and goals, which is the all-in-one view Mint users remember.
Two things set it apart. You can invite a partner at no extra cost, so you both see the same picture. And it has no ads, unlike Mint. The trade is that it's a paid subscription after a free week, and it's built around syncing banks, so doing everything by hand loses much of what you're paying for.
Who it suits: former Mint users who want every account in one place, especially couples. It's free for 7 days, then see the app page for today's price.
Copilot Money: the most polished, for Apple users
Copilot Money · $109/yrView app ›
Copilot Money is the best-looking app here. It links your accounts and sorts your spending for you, then shows budgets, recurring bills, investments and net worth. An AI assistant points out things worth your attention, like a bill that changed.
It feels a lot like Mint in how little it asks of you: connect, then look. It runs on iPhone, iPad, Mac and the web, but not Android, and it's made for one person, so it isn't the right fit if you budget with a partner.
Who it suits: people on Apple devices who want spending sorted automatically and like a beautiful app. It's free for one month, then see the app page for today's price.
Rocket Money: the free option, focused on subscriptions
Rocket MoneyView app ›
Rocket Money links to your bank and finds every subscription and bill you're paying. You can cancel subscriptions from inside the app, ask it to help lower your bills, and set a simple monthly budget.
It's the only app on this list with a free version that covers basic budgeting and subscription tracking, which makes it the nearest free Mint alternative. Paid plans add more, like an AI assistant that texts you about price increases and low balances. Everything depends on linking your bank, so skip it if you're not comfortable with that.
Who it suits: anyone who mainly wants to find and cancel forgotten subscriptions and keep an eye on spending. Free to start, with paid plans on the app page.
PocketGuard: one number for what you can spend
PocketGuardView app ›
PocketGuard boils your budget down to one number: how much you can safely spend after your bills. It also spots recurring bills and subscriptions you may have forgotten.
Most of its value comes from connecting your bank, but you can also add transactions by hand or track cash. It asks a little more of you than Mint did, because the point is to stay under that number. It's for one person, not for sharing.
Who it suits: people who want a quick answer to "can I afford this?" without reading charts. There's a 7-day free trial, then see the app page for today's price.
YNAB: the one that asks the most of you
YNAB · $109/yrView app ›
YNAB, short for You Need A Budget, is the opposite of Mint in spirit. Mint showed you where your money went. YNAB has you decide where it goes before the month starts, giving every dollar a job. You can link your bank to import transactions or enter them by hand.
That method takes a few weeks to click, and it's real work. In return, you know exactly what each dollar is for. If you just want to see your spending without changing how you plan, this isn't it. Up to six people can share one plan on a single subscription.
Who it suits: people who want a strict system, couples planning together, and anyone paying off debt. It's free for 30 days, then see the app page for today's price.
Quicken: the most complete, if you want reports
QuickenView app ›
Quicken brings its spending plan to your phone (this app was formerly called Simplifi). It's built around connecting your accounts, then gives you a spending plan, net worth and tax-ready reports in one place.
It's more than most people need for a simple budget, and there's no free plan. But if you liked Mint for the full picture and wish it had gone further, Quicken is the one that does.
Who it suits: people who want budgeting, net worth and tax-ready reports together. No free plan, so see the app page for today's price.
Mint alternatives, compared
Here's how they line up on the App Store, side by side:
| Monarch Money | Copilot Money | Rocket Money | PocketGuard | YNAB | Quicken | |
|---|---|---|---|---|---|---|
| Cost | $99.99/yr | $109/yr | $109/yr | |||
| Free version | Trial only | Trial only | Free plan | Trial only |
How to choose an app like Mint
Ask yourself how much you want to do each week, then follow that.
If you want it to feel just like Mint
Pick Monarch Money. Connect everything once and get one clear view of your money. If you're on Apple devices and budget alone, Copilot Money is just as hands-off and nicer to look at.
If you want to pay nothing
Pick Rocket Money. Its free version covers basic budgeting and subscription tracking. The others offer a free trial, not a free plan.
If you want a simple spending limit
Pick PocketGuard. One number tells you what's safe to spend after bills.
If you want to change your habits
Pick YNAB. It asks the most of you, and that's the point.
If you budget with a partner
Monarch Money and YNAB both let you share. We cover more options in our guide to budget apps for two.
Still not sure? Tell us what you want from a budget and find an app that fits, or browse all the money apps we cover.
Frequently asked questions
Is Mint still available?
No. Intuit shut down the Mint app in 2024 and pointed users to Credit Karma. If you want a budget that tracks your bank automatically, you'll need a different app.
What is the closest app to Mint?
Monarch Money. Like Mint, it connects to your accounts, sorts your spending automatically and shows your budget, bills and net worth in one view. Unlike Mint, it has no ads and is a paid subscription after a 7-day free trial.
Is there a free alternative to Mint?
Rocket Money has a free version with basic budgeting and subscription tracking. Most other Mint alternatives, like Monarch Money, Copilot Money and YNAB, offer a free trial and then a subscription.
Which Mint alternative is best for couples?
Monarch Money lets you invite a partner at no extra cost, and YNAB lets up to six people share one plan on a single subscription. Copilot Money and PocketGuard are made for one person.
Do I have to connect my bank to use a Mint alternative?
Not always. YNAB and PocketGuard let you add transactions by hand, and Monarch Money supports manual accounts. Rocket Money, Copilot Money and Quicken are built around a bank connection.
Keep deciding: Best Budget Apps for iPhone, YNAB vs Monarch Money, Find a budget app like Mint.
